HBLPay Payment Gateway is simple checkout platform that enables ecommerce merchants to accept online payments from its VISA, Master and Union Pay credit\/debit cards customers. Besides this it also enables account based and wallet payments from HBL and Other Partner Bank accounts.<\/p>\n\n
\u2022 One window digital payment solution\n\u2022 Seamless addition of new payment methods\n\u2022 platforms Provides free of cost plugins for renowned ecommerce.\n\u2022 Supports card tokenization for repeat customer\u2019s transactions\n\u2022 Supports transactions in following currencies:\n1. PKR\n2. USD\n3. CAD\n4. GBP\n5. AED\n6. Euro<\/p>\n\n
This plugin is free-of-cost. However, HBL charges merchants for the Payment Gateway services separately.\nTo sign up with HBL Payment Gateway services, please contact our representative on hbl.ipg@hbl.com or visit HBL official website for more information https:\/\/www.hbl.com.<\/p>\n\n
\u2022 3D Secure and PCI DSS compliant \u2013 Protects the merchant from financial liability shift in case of card misuse. The PCI DSS compliance relieves the organization from card-based data security issues as this is taken care by CyberSource. OTP is required to process all types of transactions.\n\u2022 Multicurrency support \u2013 Merchant accepts the payments in multiple currencies (PKR, USD, EURO, GBP and AED)\n\u2022 Recurring transactions \u2013 Cardholder allows the merchant to collect payments for goods\/services on a prearranged schedule (Daily\/Weekly\/Monthly). It supports subscription and installments payments.\n\u2022 Fraud Management Module \u2013 Decision Manager has been an excellent fraud prevention tool being used worldwide including large organization like Emirate\u2019s airline etc. It detects frauds patterns with the help of 260+ variables including IP, BIN, velocity, address and advance features like Device finger printing.\n\u2022 Merchant Portal \u2013 Comprehensive portal gives access to transaction history, reports, refunds and search options thus minimizing dependency on external organization.\n\u2022 Custom and Auto Reports \u2013 Merchant can easily create unlimited customize reports to fulfill their business needs by using up to 300+ available data fields. Subscribe recurring (Daily\/Weekly\/Monthly) reports and one-time subscription option also available.\n\u2022 Branding \u2013 You can brand the payment page with your logo, header, footer, text style, colors etc. to give customer same website experience.\n\u2022 Payment Method \u2013 Seamless addition of new payment methods (Credit, Debit, E-Wallets, Card-less Transactions or Account Debits).\n\u2022 Plugins \u2013 Provides pre developed Apps for common platforms Magneto & WOO Commerce. It will help merchants to integrate merchant website\/Mobile app in few hours. Code snippets for PHP and .Net are available to enable quick integration.\n\u2022 Merchant Discount Rate (MDR) \u2013 Business friendly Merchant Discount rate is available for merchant to avail the services.\n\u2022 APIs \u2013 Options to integrate either via API\u2019s or by redirecting to HBLPay gateway to process transactions.\n\u2022 Refunds\/Reversal Functionality \u2013 APIS\u2019s and Portals are available to initiate refunds and reversals from merchants to customer accounts.<\/p>\n\n
V4.0.0 is all in one! A complete package! Payment made easier with many features like Bin discounting and can accommodate all merchant's need.\nCompatible with latest WooCommerce features like HPOS and Checkout Blocks and at the same time it is backward compatible with versions not using this feature.<\/p>\n\n
It is a payment platform that enables eCommerce Merchants\/Aggregator\/PSOs\/ PSPs to accept online payments from their customers on their websites and mobile apps. The service gives a Single, Simple & Quicker integration; one for all card schemes and Direct Transfer facility from Accounts and wallets for the ecommerce merchants.<\/p>\n\n
Ecommerce checkout solution also offers plugins and apps for renowned ecommerce platforms to help merchants integrate faster and within few hours.<\/p>\n\n
A: For online payments, merchants (seller) receive payments via the Internet or in situations when a payment is not physically presented to the merchant by the customer (buyer) at the time of the transaction.<\/p>\n\n
The following steps explain how funds are transferred to your bank account when customer pays through credit or debit card:<\/p>\n\n
Customer places and order to a \n1. A customer submits the credit\/debit card or account based transaction to the Payment Gateway via a secure connection from your Web site.\n2. Payment Gateway receives the secure transaction information and passes it via a secure connection to your bank\u2019s processor.\n3. Your bank\u2019s processor submits the transaction to the bank where payments are deducted from customers.\n4. Upon successful confirmation of payment,\n5. The Credit\/Debit Card Issuer approves or declines the transaction based on the customer\u2019s available funds and passes the transaction results, and if approved, the appropriate funds, back through the Credit\/Debit Card Interchange.\n6. The Credit\/Debit Card Interchange relays the transaction results to your bank\u2019s processor.\n7. Your bank\u2019s processor relays the transaction results to the Payment Gateway.\n8. Payment Gateway stores the transaction results and sends them to you and\/or your customer.\n9. Payment for successful transaction will be made by the bank in the merchant\u2019s designated bank account<\/p>\n\n
\u2022 Secure Payment - Each transaction will be verified by the Customer via One Time Password (OTP) sent to their registered mobile number.\n\u2022 Smooth Reconciliation - Ecommerce Checkout Solution can help merchants overcome accounting reconciliation process challenge by automating the reconciliation process. There are many in-built features like advanced dashboards and automated reports that offer detailed business insights allowing them keep an eye on cash flows and perform reconciliation.\n\u2022 Customer Friendly - Provide customers with a simple and easy checkout experience through multiple payment options\n\u2022 Ease in Security Compliance - Ecommerce Checkout Solution helps merchants to avoid sensitive customer data handling directly on their website.<\/p>\n\n
Following are the two basic requirements to avail Ecommerce Checkout Solution<\/p>\n\n
A: There are three type of charges which HBL charges in order to provide payment gateway services.<\/p>\n\n
Note: The above charges are exclusive of applicable taxes and can be amended on a case to case basis depending on your business module.<\/p>\n\n
A: Currently, top currencies are available for transactions on HBL Ecommerce Checkout Solution.<\/p>\n\n
A: It will take maximum two working days from the date of transaction to reflect into merchant\u2019s account.<\/p>\n\n
A: Yes, limits are applied based on the nature of business.<\/p>\n\n
A: Merchant onboarding is a simple process as define below.<\/p>\n\n
\u2022 HBL shares the legal agreement with the merchant where merchant provides different types of details about their business.\n\u2022 After obtaining that information from the merchant, merchant is offered a pricing by HBL.\n\u2022 After the acceptance of the offered pricing by the bank, merchant signs-off the legal agreement and submit that to the bank.\n\u2022 An implementation manager is assigned to the merchant to assist them with the technical integration of their website and\/or Mobile app.\n\u2022 After the successful technical integration live credentials are shared by the bank with the merchant and a training session is conducted by bank\u2019s trained staff to enable merchant staff to perform all required operations to run their day to day business.\n\u2022 A Client Services Manager is also assigned to the merchant to assist the merchant going forward.<\/p>\n\n
A: Yes, HBL provide free of cost plugins for renowned ecommerce platforms Magneto & WOO Commerce for the quickest integration on merchant website\/Mobile apps. \nMoreover, there are multiple third party plugins available online which can be also used for HBL Ecommerce Checkout solution integration. However, that is completely a merchant\u2019s choice what plugin to use.<\/p>","raw_excerpt":"HBLPay Payment Gateway is simple checkout platform that enables ecommerce merchants to accept online payments from its VISA, Master and Union Pay cred …","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/as.wordpress.org\/plugins\/wp-json\/wp\/v2\/plugin\/153300","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/as.wordpress.org\/plugins\/wp-json\/wp\/v2\/plugin"}],"about":[{"href":"https:\/\/as.wordpress.org\/plugins\/wp-json\/wp\/v2\/types\/plugin"}],"replies":[{"embeddable":true,"href":"https:\/\/as.wordpress.org\/plugins\/wp-json\/wp\/v2\/comments?post=153300"}],"author":[{"embeddable":true,"href":"https:\/\/as.wordpress.org\/plugins\/wp-json\/wporg\/v1\/users\/hblpay"}],"wp:attachment":[{"href":"https:\/\/as.wordpress.org\/plugins\/wp-json\/wp\/v2\/media?parent=153300"}],"wp:term":[{"taxonomy":"plugin_section","embeddable":true,"href":"https:\/\/as.wordpress.org\/plugins\/wp-json\/wp\/v2\/plugin_section?post=153300"},{"taxonomy":"plugin_tags","embeddable":true,"href":"https:\/\/as.wordpress.org\/plugins\/wp-json\/wp\/v2\/plugin_tags?post=153300"},{"taxonomy":"plugin_category","embeddable":true,"href":"https:\/\/as.wordpress.org\/plugins\/wp-json\/wp\/v2\/plugin_category?post=153300"},{"taxonomy":"plugin_contributors","embeddable":true,"href":"https:\/\/as.wordpress.org\/plugins\/wp-json\/wp\/v2\/plugin_contributors?post=153300"},{"taxonomy":"plugin_business_model","embeddable":true,"href":"https:\/\/as.wordpress.org\/plugins\/wp-json\/wp\/v2\/plugin_business_model?post=153300"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}